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Home Insurance Costs with Deductible Scenarios in Sumter County, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Sumter County, FL $239800 $970 $1,335
Inverness Highlands South, FL $99400 $770 $1,059
Mascotte, FL $106100 $571 $785
Howey-in-the-Hills, FL $171100 $1116 $1,536
The Villages, FL $263700 $1043 $1,435
Ridge Manor, FL $111200 $588 $809
Silver Lake, FL $184100 $1178 $1,621
Yalaha, FL $192600 $1218 $1,677
Fruitland Park-Lady Lake, FL $133600 $936 $1,288
Spring Lake, FL $217800 $1336 $1,839

Impact of Coverage Amount on Home Insurance Cost In Sumter County, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $494
$200,000 $1,624
$300,000 $2,141
$400,000 $2,787
$500,000 $3,567
$750,000 to $1000,000 $4,125
Above $1000,000 $4,877


Sumter County, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Sumter County, FL Average Home Insurance Cost$1,351.35
State Average Home Insurance Cost$1,605
Difference Vs national Average127.35

Top Homeowners Insurance Companies in Sumter County, FL

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $2,287
Universal Property & Casualty Insurance Company $1,487
Federal $1,482
Tower hill $1,358

Sumter County, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -176 1176
One Claim +81 1432
Two Claims +189 1541