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Home Insurance Costs with Deductible Scenarios in Polk County, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Polk County, FL $121100 $814 $1,120
Inwood, FL $74700 $545 $750
Crystal Lake, FL $61300 $490 $675
Winter Haven, FL $121600 $817 $1,124
Auburndale, FL $148700 $717 $987
Haines City, FL $139900 $687 $945
Winter Haven-Auburndale, FL $103900 $792 $1,090
Bartow, FL $111000 $769 $1,058
Cypress Gardens, FL $153400 $734 $1,009
Lakeland, FL $125600 $835 $1,149

Impact of Coverage Amount on Home Insurance Cost In Polk County, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $760
$200,000 $2,906
$300,000 $3,815
$400,000 $4,507
$500,000 $5,769
$750,000 to $1000,000 $6,670
Above $1000,000 $7,887


Polk County, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Polk County, FL Average Home Insurance Cost$1,133.67
State Average Home Insurance Cost$1,605
Difference Vs national Average-90.33

Top Homeowners Insurance Companies in Polk County, FL

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $2,287
Universal Property & Casualty Insurance Company $1,487
Tower hill $1,358
Security First $535

Polk County, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -136 998
One Claim +68 1202
Two Claims +147 1281