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Home Insurance Costs with Deductible Scenarios in Palm Bay, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Palm Bay, FL $119200 $806 $1,109
Indialantic-Melbourne Beach, FL $269500 $1100 $1,514
Viera West, FL $264100 $1547 $2,129
Satellite Beach, FL $246900 $801 $1,102
Sebastian, FL $157200 $746 $1,027
Roseland, FL $160700 $1067 $1,468
Melbourne Beach, FL $316600 $1776 $2,444
Melbourne Shores-Floridana Beach, FL $309700 $674 $927
West Melbourne, FL $190600 $1209 $1,664
Viera East, FL $229000 $756 $1,041

Impact of Coverage Amount on Home Insurance Cost In Palm Bay, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $765
$200,000 $2,983
$300,000 $3,744
$400,000 $4,537
$500,000 $5,807
$750,000 to $1000,000 $6,715
Above $1000,000 $7,940


Palm Bay, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Palm Bay, FL Average Home Insurance Cost$1,122.51
State Average Home Insurance Cost$1,605
Difference Vs national Average-101.49

Top Homeowners Insurance Companies in Palm Bay, FL

Insurance Provider Average Homeowners Insurance Cost($)
Universal Property & Casualty Insurance Company $1,487
Tower hill $1,358
Castle Key $1,351
State Farm $740

Palm Bay, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -157 965
One Claim +56 1179
Two Claims +146 1268