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Home Insurance Costs with Deductible Scenarios in Merritt Island, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Merritt Island, FL $230600 $942 $1,296
South Patrick Shores, FL $221200 $1352 $1,860
Viera West, FL $264100 $1547 $2,129
Cocoa Beach-Cape Canaveral, FL $256100 $907 $1,248
Cocoa Beach, FL $292200 $858 $1,181
Cocoa West, FL $86900 $709 $975
Port St. John, FL $117500 $610 $839
Cape Canaveral, FL $200000 $715 $983
Melbourne Village, FL $203100 $1267 $1,744
Indialantic-Melbourne Beach, FL $269500 $1100 $1,514

Impact of Coverage Amount on Home Insurance Cost In Merritt Island, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $601
$200,000 $1,685
$300,000 $2,382
$400,000 $2,855
$500,000 $3,654
$750,000 to $1000,000 $4,225
Above $1000,000 $4,996


Merritt Island, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Merritt Island, FL Average Home Insurance Cost$1,311.525
State Average Home Insurance Cost$1,605
Difference Vs national Average87.525

Top Homeowners Insurance Companies in Merritt Island, FL

Insurance Provider Average Homeowners Insurance Cost($)
Florida Peninsula $3,218
Federal $1,482
ASI Preferred $1,333
Security First $535

Merritt Island, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -184 1128
One Claim +66 1377
Two Claims +170 1482