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Home Insurance Costs with Deductible Scenarios in Lakeland, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lakeland, FL $125600 $835 $1,149
Zephyrhills North, FL $48900 $523 $719
Wahneta, FL $57800 $567 $780
Winter Haven, FL $121600 $817 $1,124
Cypress Gardens, FL $153400 $734 $1,009
Zephyrhills South, FL $32100 $440 $606
Winter Haven-Auburndale, FL $103900 $792 $1,090
Mulberry, FL $51900 $537 $739
Crystal Lake, FL $61300 $490 $675
Auburndale, FL $148700 $717 $987

Impact of Coverage Amount on Home Insurance Cost In Lakeland, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $937
$200,000 $2,849
$300,000 $3,616
$400,000 $4,558
$500,000 $5,834
$750,000 to $1000,000 $6,746
Above $1000,000 $7,977


Lakeland, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lakeland, FL Average Home Insurance Cost$1,162.5
State Average Home Insurance Cost$1,605
Difference Vs national Average-61.5

Top Homeowners Insurance Companies in Lakeland, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Universal Property & Casualty Insurance Company $1,487
ASI Preferred $1,333
Progressive $1,299

Lakeland, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -151 1011
One Claim +58 1221
Two Claims +163 1325