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Home Insurance Costs with Deductible Scenarios in Lake Wales, FL & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Lake Wales, FL $114200 $783 $1,078
Winter Haven-Auburndale, FL $103900 $792 $1,090
Poinciana, FL $152600 $925 $1,272
Hillcrest Heights, FL $157000 $1049 $1,443
Highland Park, FL $95000 $748 $1,029
Lake Hamilton, FL $112900 $836 $1,150
Eagle Lake, FL $96600 $756 $1,040
Wahneta, FL $57800 $567 $780
Polk County, FL $121100 $814 $1,120
Lake Wales, FL $114200 $783 $1,078

Impact of Coverage Amount on Home Insurance Cost In Lake Wales, FL

Coverage Amount Home Insurance Cost ($)
$100,000 $1,079
$200,000 $2,840
$300,000 $3,758
$400,000 $4,764
$500,000 $6,098
$750,000 to $1000,000 $7,051
Above $1000,000 $8,337


Lake Wales, FL Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Lake Wales, FL Average Home Insurance Cost$1,090.89
State Average Home Insurance Cost$1,605
Difference Vs national Average-133.11

Top Homeowners Insurance Companies in Lake Wales, FL

Insurance Provider Average Homeowners Insurance Cost($)
USAA $3,324
Universal Property & Casualty Insurance Company $1,487
chubb $1,272
State Farm $740

Lake Wales, FL Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -131 960
One Claim +55 1145
Two Claims +153 1244